Demand Draft is the most economical way to make payments or transfer funds overseas and it is safe, secure and convenient form of money transfer. The procedure for demand draft is quick and simple. Customers that are desirous to get demand draft can visit their nearest Sadiq Exchange Company (PVT.) LTD branch and submit a simple given application form. The customer only needs to provide his/her personal and recipient’s details at the application form. The customer makes the payment for Demand Draft in Pak Rupees at the prevailing exchange rate. Once issued Demand Draft is valid for a period of six months. In case demand draft is lost, stolen, or destroyed the sender can stop payment of the draft and receive a refund. However the refund can only be made if the draft has not been credited to a bank account. Most frequent uses of Demand Draft are International Education Fee Payments, Medical Expenses Abroad, Immigration Fee and Consultancy Fee.